Extra Yield Spread

How would you like “income insurance” that pays YOU dividends while you wait to use it?  Sounds good, right?  Let me explain …

Have you ever purchased auto or life insurance?  On the face of it, insurance can look kind of dumb.  It set up so that you give the insurance company some money now and they promise to give you more money “IF” something happens to you.  There is no guarantee or other benefit you get.  It’s nice to have if something DOES go wrong, but while you’re waiting it doesn’t look so good.

What if I could give you “income insurance” and give you the great benefits while you wait for it to kick in?

Here’s the deal:

“As long as you are a member in good standing of one of our  Commercial Business Coaching Programs, we will give you extra Yield Spread Premium ranging from one tenth of one percent (.1%) to one quarter of one percent (.25%) in fee for every loan that you fund through Excelsion Mortgage’s “Direct” Loan Programs*.”

So while you are improving your commercial lending skills as a member of one our coaching programs (the benfits or “dividends”) you have the opportunity to make extra money on any loans you fund that fit our sister company’s underwriting profile!

Now THAT is one heck of a deal and one that makes nothing but complete economic sense.

Before you say something silly like:  “Heck, one tenth of a percent isn’t very much!”  Stop and think for a moment … Excelsion Mortgage only funds commercial loans and our average loan is well in excess of $1,000,000.

So 0.1% of $1,000,000 is $1,000!
And .25% of $1,000,000 is $2,500!!!

Remember, these coaching programs are about growing your commercial loan business.  Commercial loans tend to be larger loans.  That extra yield spread can add up to some real money in a very short period of time. 

So if you plan to be successful in commercial loan brokerage and if you get only one loan funded at Excelsion Mortgage per year, you might even get to experience your Coaching Program for FREE!

*  There is a qualification to this benefit, however.  It applies only to loan programs where we have a correspondent relationship with the lender.  This means that we receive preferential pricing to act as their conduit for loans.  In rare instances we may not be able to offer you the additional premium on a loan.  We will tell you up-front, however, and do our best to make it up to you somewhere else.

So get started today and insure your commercial mortgage brokerage income!

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